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Flood damage is damage to the home as a direct result of a flooding event. In other words, it must rain enough to create either a flooding event or a flash flood. This can happen during a natural disaster or a hurricane that produces heavy rainfall in a short period of time.
In most cases, you'll need to call a professional remediation company. Professionals bring the best equipment for the job and can also handle any permits required during the repair process. The first step to repairing the damage is an inspection of your home and its structure.
Hailstorms can cause dents in aluminum siding, shingles and gutters or even crack vinyl siding, asphalt roofs or wood shakes.
The common types of storm damage you should look out for include hail damage, wind damage, impact damage, and water damage, among others. It is not safe to inhabit a house that has been potentially damaged during a storm until a safety expert clears you after thoroughly accessing the damage.
Fire damage restoration is the process of returning a fire and smoke damaged property to pre-loss condition. Fire cleanup and restoration jobs can take weeks or months due to the destructive nature of the disaster.
Comprehensive coverage will usually cover theft, as well as repair costs from break-in damages. Liability insurance likely won't cover theft, as it usually protects against bodily injury and property damage resulting from an accident.